Mortgage Options

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With BankRI you always work with an experienced mortgage specialist. Learn more about our variety of mortgage options below.

Get peace of mind knowing your monthly principal and interest payments won't change over the life of your loan. Fixed-rate mortgages make budgeting easier because you'll know exactly how much your principal and interest payments will be from month to month. And, you may choose to make an additional payment directly toward the principal at any time, penalty free. BankRI also offers competitive rates for fixed rate jumbo mortgages.

Speak with a BankRI Mortgage Specialist today to see what loan product is best for you.

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An Adjustable Rate Mortgage (ARM) provides borrowers with an initial lower interest rate and monthly payment. With an ARM, the interest rate changes periodically, based on a specified index rate, and payments may go up or down accordingly.

There are a number and variety of Adjustable Rate loan programs available to borrowers. Speak with a BankRI Mortgage Specialist today to see what loan product is best for you.

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Looking to build your new home? Consider doing a Construction Mortgage with us! We have been helping customers finance the construction of their new homes for many years.

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Whether you're looking to purchase an additional single family home, vacation home, condominium, or a multi-family home, our experienced home mortgage specialists can provide all the information you'll need.

Contact a Mortgage Specialist for rate information.