BankRI Mortgage Options

You'll work with an experienced mortgage specialist dedicated to helping you with every step of the process. Plus, you'll get Competitive Rates, a variety of downpayment options, as well as short and long-term repayment options.

Get peace of mind knowing your monthly principal and interest payments won't change over the life of your loan. Fixed-rate mortgages make budgeting easier because you'll know exactly how much your principal and interest payments will be from month to month. There are a variety of terms to choose from and you can make additional payments directly toward the principal at any time, penalty free.

Speak with a BankRI Mortgage Specialist today to see what loan product is best for you.

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An Adjustable rate mortgage (ARM) provides borrowers with an initial lower monthly payment. With an ARM, the interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly.

There are a number and variety of Adjustable Rate loan programs available to borrowers. Speak with a BankRI Mortgage Specialist today to see what loan product is best for you.


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Looking to purchase your first home with little or no money down? Talk to a BankRI Mortgage Specialist to find out if you are eligible for Rhode Island Housing's low-interest loans and products for first-time home buyers. With various lending options, this program makes it easier for many Rhode Island residents to afford a monthly mortgage payment.

Looking to build your new home? Consider doing a Construction Mortgage with us! We have been helping customers finance the construction of their new homes for many years. Contact a Mortgage Specialist for rate information

Whether you're looking to purchase an additional single family home, vacation home, condominium, or a multi-family home, our experienced home mortgage specialists can provide all the information you'll need.

Contact a Mortgage Specialist for rate information.