Business Loans

We're Ready to Lend a Hand

Looking for a line of credit to manage your everyday cash flow, a term loan to expand your business or a business credit card for everyday expenses? 

The credit solutions you need are right here at Bank Rhode Island. With a dedicated team of bankers in your neighborhood, we can deliver fast affordable financing right to your door.

Term Loans

If you have longer-term financing needs, Bank Rhode Island offers term loans with competitive rates and flexible repayment terms. To learn more about how we can deliver the lending solutions your business needs, contact one of our bankers today. 

Lines of Credit

Whether you need to borrow for working capital or to purchase equipment, we offer lines of credit to help you take advantage of business opportunities as they arise.

Commercial Mortgages

We offer long-term financing solutions to acquire, construct or refinance owner-occupied real estate.

SBA Loans

BankRI is a Preferred Lender with the Small Business Administration. 

Fast, Local Decisions with Low Rates

For loans or lines of credit up to $250,000, you’ll have your decision in three business days or less.

Our rates are competitive and decisions are made locally by lending professionals who understand the Rhode Island marketplace.

All BankRI branches and offices will be closed on Wednesday, June 19, 2024, in observance of Juneteenth.