Personal Savings

Savings Solutions for Reaching Your Goals

Looking to increase your earning potential? BankRI has savings solutions to help you. 

Whether you’re saving for a home, car, vacation, or just a rainy day, we have a solution to meet your goal. And with our Auto Save program you can build savings quickly and easily with automatic transfers from checking to savings.

For our competitive rates and other information, visit one of our conveniently located branches or call (866) 422-6574 weekdays from 8 a.m. to 6:30 p.m., and Saturday from 9 a.m. to 2 p.m.

couple on couch with laptop working on budget

Savings & Money Market Accounts

With our savings account options you’ll enjoy easy manageability and flexibility for your savings, while keeping your balances liquid and available for use. Our money market accounts offer a competitive, tiered-rate structure that pays higher rates for higher account balances.

Certificates of Deposit (CDs)

CDs are an excellent way to help your savings grow with guaranteed rates. BankRI CDs offer competitive rates with terms ranging from 3 months to 5 years.  

Individual Retirement Accounts (IRAs)

Save for retirement with the confidence that comes with FDIC insurance (up to $250,000 for retirement accounts) in a range of IRA account types. Choose from a range of CD terms or a Money Market Account that keeps funds liquid.


The information provided by our calculators is for illustrative purposes only and is not intended to suggest solutions or provide advice for your individual financial situation. Be sure to consult with a financial professional prior to basing any decisions on the results.

All BankRI branches and offices will be closed on Wednesday, June 19, 2024, in observance of Juneteenth.