Commercial Loan Calculator
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a better chance of being approved for your loan.
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a better chance of being approved for your loan.
This more sophisticated tool for determining a business’s ability to make a loan payment calculates Debt Service Coverage Ratio (DSCR) and illustrates how DSCR is impacted by changing income, equity, and capital assumptions.
Having adequate cash flow is essential to keeping your business running. Will you have enough cash to cover expenses? Will you need to borrow to cover shortfalls? Use this calculator to help you determine the cash flow generated by your business.
This simple calculator can help you determine the selling price for your products to achieve a desired profit margin. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice.
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Use this basic calculator to find out how many units and at what price you must sell your products to make a profit.
Understanding your working capital needs is essential to managing your business. Will you have enough cash to meet expenses? Will you need to borrow to cover shortages? This calculator assists you in determining your working capital needs for the next year.
Visitors to this website may utilize a third party web based language translation service. Bank Rhode Island provides no warranty, express or implied, as to the accuracy, reliability, or correctness of web based language translations. Where there are any discrepancies in translation, the English version is binding. All of the Bank’s consumer disclosures are provided in English.