Personal Savings

Savings Solutions for Reaching Your Goals

Looking to increase your earning potential? BankRI has savings solutions to help you. 

Whether you’re saving for a home, car, vacation, or just a rainy day, we have a solution to meet your goal. And with our Auto Save program you can build savings quickly and easily with automatic transfers from checking to savings.

For our competitive rates and other information, visit one of our conveniently located branches or call (866) 422-6574 weekdays from 8 a.m. to 6:30 p.m., and Saturday from 9 a.m. to 2 p.m.

couple on couch with laptop working on budget

Savings & Money Market Accounts

Enjoy easy manageability and flexibility for your savings.  Our money market accounts offer a competitive, tiered-rate structure that pays higher rates for higher account balances.

Certificates of Deposit (CDs)

CDs are an excellent way to help your savings grow with guaranteed rates. We offer competitive rates with terms ranging from 3 months to 5 years.  

Individual Retirement Accounts (IRAs)

Save for retirement with the confidence that comes with FDIC insurance (up to $250,000 for retirement accounts) in a range of IRA account types. 

Calculators

The information provided by our calculators is for illustrative purposes only and is not intended to suggest solutions or provide advice for your individual financial situation. Be sure to consult with a financial professional prior to basing any decisions on the results.

All BankRI locations will be closed on Tuesday, November 11th in observance of Veterans Day.

We are pleased to announce that on September 1, 2025, BankRI became a division of Beacon Bank & Trust.
Learn More Here.