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Checking Accounts Designed Just for Your Business

At Bank Rhode Island, your checking account is more than just a way to pay bills; it's the center of your banking relationship. That's why we offer a full range of checking solutions that offer access to a wealth of solutions and services designed to put you in control of your money, including:

Start building your banking relationship. 

To learn more about our business checking solutions and other business services, contact our business development team

       
      Account Type Benefits Monthly Service Charge

      Business Checking Account

      For businesses with low monthly transaction activity, Business Checking is an affordable option for your day to day business needs.

      • Free Online Banking with unlimited Bill Pay.
      • Convenient night deposit drops.
      • Customized employee access via Debit MasterCard®
      • FREE personal Easy Checking account
      • FREE first order of Business Wallet style checks

       

      $9/month and $0.50 per
      item2 processed in excess of 100.

      To Avoid Monthly Service Charges:
      Maintain an average daily  balance of $6,000 in the account.

      Business Premium Checking Account

      Designed specifically for businesses with moderate transaction activity, Business Premium Checking offers 400 transactions per month.

      • FREE Online Banking with unlimited Bill Pay
      • Convenient night deposit drops.
      • Customized employee access via Debit MasterCard®
      • FREE personal Premium Checking and Premium Savings account
      • FREE first order of Business Wallet style checks or $50.00 credit towards first order of checks.
      • Discount on Payroll Service

      $20/month and $0.35 per item2 processed in excess of 400.

      To Avoid Monthly Service Charges:
      Maintain an average balance of $15,000 in your account or $25,000 in combined accounts

      Commercial Checking Account

      For large companies with heavy transaction activity and sophisticated cash management needs, we offer Commercial Checking.

      • Monthly earnings credit on balances to offset service fees.
      • Quick clearing times.
      • Convenient night deposit drops.
      • Customized employee access via Debit MasterCard®

       

      Service fees vary

      1 Accounts are insured up to current FDIC limits.
      2 Items include checks paid, electronic items, deposits and deposited items.