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Mortgages Made for You.

A family with a model house.Looking to buy or refinance a home? Bank Rhode Island has flexible mortgage programs designed just for you. Our experienced mortgage specialists will walk you through the entire process and help deliver the solution that makes you feel at home.

Click here to view our competitive rates or to contact one of our Mortgage Specialists to find out more about the products and services we can provide.

Loan Type Term Property Type Other Features

Fixed Rate Mortgage

  • Various rates and terms available
  • Single family
  • Vacation homes
  • Closing in as little as 30 days

Loan Type Terms Property Type Other Features

Adjustable Rates

  • Various terms available
  • Single family
  • Vacation homes
  • Investment property
  • Closing in as little as 30 days
Loan Type Term Property Type Other Features

Jumbo Mortgage

  • Various Terms Available
  • Fixed Rates
  • Adjustable Rates 
  • Single family
  • Vacation homes
  • Investment property
  • These loans typically exceed $417,000

Loan Type Terms Property Type Other Features

FHA/VA

  • Low fixed rate
OR

  • Adjustable rate (various terms available)
  • 1 to 4 families, primary residence
  • Condominium
  • Low down payments
  • Fixed rates
Loan Type Term Property Type Other Features

Rhode Island Housing Mortgage Finance Corporation(RIHMFC)

  • Low fixed rates
  • 1 to 4 families, primary residence
  • Condominiums
  • Available for first-time home buyers
  • No money down

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