Online Banking

Login

Checking Accounts to Fit Your Life.

How do you prefer to bank? Do you want a simple account for paying bills or a complete relationship that offers special benefits and savings? Do you want the convenience to bank electronically? Or in-person? At Bank Rhode Island, we have a checking account that fits your needs. All of our accounts come with free Online Banking and Bill Pay and a free Debit MasterCard® that gives you the convenience to bank and make purchases wherever life takes you, including at thousands of SUM Program ATMs1.


To open a BankRI Checking Account:
Open an account today by visiting one of our branch locations.  For more information, call 
(866) 4-BANKRI/(866) 422-6574 weekdays from 8 a.m. to 8 p.m., and Saturday from
9 a.m. to 4 p.m
Account information effective as of August, 2011. 

Account Type Benefits Monthly Service Charge

Easy Checking
Whether you are looking for your first checking account or just looking for a simple way to manage your finances, our Easy Checking account is ideal for anyone needing a basic checking account.

  • FREE Online Banking with unlimited Bill Payments
  • NO minimum balance
  • NO annual fee Debit MasterCard®
  • FREE starter kit checks
  • FREE to those of 55+ years of age
  • NO surcharge1 at SUMSM Program ATMs  
  • Minimum Deposit to Open: $50

$6/month

(FREE with direct deposit )

Premium Checking
If you are looking for a checking account that’s more than just a way to pay the bills, BankRI's Premium Checking account offers high end features and the benefits of a relationship banking package.

  • Earns interest
  • FREE Online Banking with unlimited Bill Payments
  • Unlimited check-writing
  • No Bank Rhode Island fee at any ATM in the U.S.
  • Up to $15 credit per month toward non BankRI ATM surcharge fees
  • NO surcharge1 at SUMSM Program ATMs  
  • FREE standard checks
  • Combined statement with your Bank Rhode Island Premium Savings and other eligible linked accounts2
  • Discounted annual fee for Overdraft Protection and Home Equity Lines of Credit
  • Rate discounts on Home Equity Loans and Lines of Credit
  • Safe Deposit Box discounts. FREE first year box rental up to $40.00, with a $20.00 annual rental discount.
  • FREE Savings Overdraft Transfers
  • FREE additional Easy Checking account
  • FREE Stop Payments3
  • FREE money orders and cashiers checks
  • FREE single signer Travelers Cheques
  • Minimum Deposit to Open: $50

$20/month

To Avoid Monthly Service Charges:
Maintain combined balances in any linked account1 of $15,000 for a Premium Checking Account

Classic NOW
Earn interest on your everyday funds with the convenience of a Classic NOW account.
  • Earns interest
  • FREE Online Banking with unlimited Bill Payments
  • Unlimited check-writing
  • FREE starter kit checks
  • NO annual fee Debit MasterCard®
  • NO surcharge1 at SUMSM Program ATMs  
  • Minimum Deposit to Open: $50

 

$10/month

To Avoid Monthly Service Charges:
Maintain an average daily balance of $5,000

A surcharge is a fee charged by the owner of the ATM.  BankRI foreign ATM fees still apply to some types of accounts, even at SUMSM Program ATMs.  The SUMSM Program is administered by the NYCE® Corporation.  SUMSM is a registered service mark of the NYCE® Corporation.

Linked accounts include checking, savings, CDs, IRAs and consumer loan products.

3 Limit 2 per year.