Melissa L. Trapp Headshot

Melissa L. Trapp

Senior Vice President, Investment Manager

Melissa has been in the financial services industry for more than 25 years. Melissa is a Chartered Retirement Planning CounselorSM (CRPC®) from the College of Financial Planning and an Accredited Investment Fiduciary® (AIF®) from the Center For Fiduciary Studies. She is a Registered Securities Principal through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. She holds FINRA Series 24 General Securities Principal registration, a Series 65 Uniform Investment Advisor registration, a Series 7 General Securities Representative registration through Commonwealth Financial Network®, and a Rhode Island Life, Accident and Health Insurance producer’s license. Melissa is responsible for the daily management and oversight of the BankRI Investment Services program in addition to serving as the Office of Supervisory Jurisdiction (OSJ) for Commonwealth Financial Network.

Melissa serves as Vice President of the Providence Preservation Society Board of Directors.and as a member of their Finance, Investment and Executive Committees. She also is a member of the Investment Committee for Dorcas International Institute of Rhode Island. Melissa is a former registered representative of Fleet Investment Management; vice president of the FIS Companies; operations manager of the Mutual Benefit Life Insurance, and a trust administrator with RI Hospital Trust National Bank. Melissa was recognized as one of “Ten to Watch” by Providence Monthly in 2006, and was one of the “Women to Watch” by Providence Business News in 2013. She received the Five Star Wealth Manager Award* in 2014, 2015, and 2016. In her spare time, she enjoys golf and traveling.

*Five Star Award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 637 Rhode Island wealth managers were considered for the award; 194 (31 percent of the award candidates) were named 2015 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers’ future performance. Your experiences may vary. For more information please visit

All BankRI branches and offices will be closed on Wednesday, June 19, 2024, in observance of Juneteenth.