Timothy Holt

As a Credit Analyst, Tim is responsible for underwriting, portfolio management, and loan administration tasks. He has interned at BankRI for 2 summers and is now a full-time member of the team. Tim recently earned his BA and MBA with a concentration in Finance from Clark University. He enjoys playing and watching basketball, and volunteering […]
Richard E. Bergeron

Richard has over 25 years of investment and financial planning experience, most recently from Bluestone Bank (formerly Mansfield Bank), where he spent 17 years as a senior vice president and financial consultant. Prior to that, he was director of financial planning at Citizens Bank. He is a graduate of Rhode Island College with a BA […]
Amber Silva

Amber has over 6 years of banking experience with BankRI which allows her to effectively assist cash management clients with navigating and utilizing our wide array of cash management products and services. In her role, she helps with implementation, technical support, customer service and business support functions in conjunction with Commercial Lending, Retail Banking and […]
Lynne Schoenberger

Lynne assists the franchise team as our Senior Loan Administrator and oversees the day to day customer service for the department including loan closings and overall administration. She is a Providence College graduate and has been with BankRI for over 15 years. Lynne enjoys volunteering for all types of BankRI community service events and projects.
Adam Carafotes

As Senior Credit Analyst, Adam is responsible for underwriting and portfolio management. He has been employed with BankRI for over 5 years and is a graduate of Bard College with a degree in Economics. Adam has been involved with coaching baseball camps and enjoys volunteering for BankRI community service events.
Joann Khamvongsa

Joann has been with BankRI for 10 years. She oversees all portfolio management functions of the Franchise Banking Division including credit underwriting. She currently sits as a member of the Diversity, Equity and Inclusion (DEI) committee at the bank and is very active in the local committee.
Craig McKenzie

Craig’s role as a Commercial Lender in the Franchise Banking Division will allow him to work closely with existing and prospective franchise owners and operators on lending options and business solutions. He will focus on quick service restaurant franchise business, servicing customers throughout RI. Prior to joining BankRI, Craig was a Vice President with Pacific […]
Vanessa Zampini

Vanessa has more than 30 years banking experience and in her role at BankRI, she is responsible for managing a wide range of cash management services, including sales, solutions implementation, business supports, technical assistance, and customer service. Vanessa is a member of the Rhode Island Government Finance Officers Association (RIGFOA), and the RI Tax […]
Maria Botelho

Maria Botelho serves as Vice President, Commercial Real Estate Lender for BankRI. She is responsible for developing new commercial real estate relationships and arranging financial solutions for the construction, purchasing, and refinancing of investment real estate projects. She also manages a portfolio of established clients, which brings her to work closely with local developers, investors, […]
Stephanie Oliveira

As a Client Service Associate, Stephanie’s goal is to enhance the overall experience of clients by using her over 20 years of banking knowledge to provide excellent customer service. She works closely with our Financial Consultants and operations department on a daily basis. Stephanie is fluent in Portuguese, holds a MA Health and Life Insurance […]