¹ High Yield Savings Special Offer 4.50%^APY  Required minimum to earn 4.50% Annual Percentage Yield (APY) is $100,000 with funds not currently on deposit at BankRI. BankRI Checking account is required. As of 02/01/2024, balances below $9,999 earn 0.05%^APY; balances of $10,000 to $24,999 earn 0.10^APY; balances of $25,000 to $49,999 earn 0.50%^APY; balances of $50,000 to $99,999 earn 1.50%^APY; balances of $100,000 or more earn 4.50%^APY.  Rates are subject to change at any time at our discretion. Fees could reduce earnings. This offer is available for personal and business accounts.  For personal accounts, the monthly maintenance fee of $3.00 will be waived with an average daily balance of $250 or more. For business accounts, the monthly maintenance fee of $5.00 will be waived with an average daily balance of $1,000. Other general deposit account terms and conditions apply. We reserve the right to withdraw this limited-time, special offer at any time at our discretion.

Note: For personal accounts, if you terminate your checking account requirement, your High Yield Savings account may revert to Easy Savings. Please refer to Personal Deposit Account Agreement for more information. For business accounts, if you terminate your checking account requirement, your Business High Yield Savings account may revert to Business Savings.

² CD Special – 5.00%^APY (Annual Percentage Yield) is accurate as of 02/01/2024.  The minimum balance required to open is $50,000 or more with funds not currently on deposit with BankRI.  Fees could reduce earnings. Early withdrawal penalties may apply.   Ask a branch representative for more details and consult the CD disclosure for additional term and conditions.