A Home Equity Loan or Line of Credit (HELOC) can be an effective tool to consolidate debt, reduce your overall interest rate, and lower your monthly payments. Enter your outstanding balances and interest rates in the sections below (click the pencil icon to expand each), and your desired repayment term and interest rate on your home equity loan/line. Then see how your monthly payments compare by clicking the "View Report" button.
Fields in this calculator can be edited; delete the existing amount and add a new one.
For assistance using this calculator, please call 1-866-422-6574.