Premium Checking

If you are looking for a checking account that's more than just a way to pay the bills, BankRI's Premium Checking account offers high end features and the benefits of a relationship banking package.

Premium Checking Features Include:

  • Earns interest
  • FREE Online Banking with unlimited Bill Payments
  • Unlimited check writing
  • No Bank Rhode Island fee at any ATM in the U.S.
  • Up to $15 credit per month toward non BankRI ATM surcharge fees
  • NO surcharge at SUMSM Program ATMs
  • FREE standard checks
  • Combined statement with your Bank Rhode Island
     Premium Savings and other eligible linked accounts
  • Discounted annual fee for Overdraft Lines of Credit and Home Equity Lines of Credit
     Rate discounts on Home Equity Loans and Lines of Credit
  • Safe Deposit Box discounts
  • FREE Savings Overdraft Transfers
  • FREE additional Easy Checking account
  • FREE Stop Payments
  • FREE money orders and cashier's checks
  • Minimum Deposit to Open: $100

Monthly Service Charge

$20/month
To Avoid Monthly Service Charges:
Maintain combined balances in any linked account of $15,000 for a Premium Checking Account

Click here to compare all checking accounts.


Manage & Protect Your Money

At BankRI, we offer our qualified customers Courtesy Overdraft Coverage. This service will cover a transaction if you do not have the funds available in your account. Learn More or Opt In Here.