Commercial Banner

At BankRI, we know how important businesses are to the state of Rhode Island. That's why we've made a commitment to helping build them. As a commercial bank, we have the financial strength and resources to deliver a wide range of products and services. As your neighbor, we have experienced loan officers who can bring the ones you need right to you. So whether you're looking for affordable financing, more efficient ways to manage cash flow or a bank that knows you and your market, BankRI is here for you. 

Please click on the headings below to learn more.

Commercial Banking

Whether you are looking to finance working capital, buy inventory or equipment, or make other purchases, BankRI can create a Commercial Loan or Line of Credit that meets your financing needs.

Cash Management

With a complete lineup of Cash Management services, BankRI can help you fine-tune your day-to-day cash flow situation. Zero balance accounts, online wire transfer initiation, lockbox, remote capture (Deposit Xpress) and other sophisticated solutions will automate and simplify the management of your cash inflows, outflows, and information reporting.

Commercial Real Estate Banking 

Our Commercial Real Estate experts can help you purchase or refinance properties with a variety of loans. We lend for many types of properties, with fixed and variable rate terms ranging from 5 to 10 years. With loan limits up to $25 million dollars, we can fund purchases of almost any size.

Condominium Association Lending

Bank Rhode Island  is a leader in Condominium Association Lending. Whether you are looking for funds to repair a leaky roof or drafty windows, or perform major repairs or improvements, BankRI has the expert Commercial Bankers to make sure your capital requirements are met.