Bank Rhode Island will be the premier bank in the communities we serve. We will provide excellent service and a broad range of competitive financial products to our customers through a team of well-trained professional employees. We will be a civic leader through direct involvement in local organizations and activities.
All of these endeavors will result in a strong performance for our shareholders, a rewarding work environment for our employees, and a valuable resource for our customers and community.
Bank Rhode Island is a full-service financial institution headquartered in Providence, Rhode Island. As a full-service commercial bank, we're proud to offer a full range of banking products and services that can meet all your business or personal banking needs.
We have developed a commercial expertise that is not often found at an institution of our size. Our commercial lending team can arrange financing from under $250,000 to over $10 million, whether it's for working capital, to purchase commercial property or fund physical plant expansion. We are an active Small Business Administration Lender and have been in the top 3 in the State of Rhode Island in SBA loans five years running. The Bank's extensive business services include cash management services, client escrow services, international banking, leasing services, a variety of business checking accounts and free Online Banking with unlimited Bill Payment and Deposit XPress services.
We also offer a complete array of personal banking products. Whether you need a savings account, a loan or a checking account that fits your exact needs, Bank Rhode Island has a personal banking product for you. We offer free Online Banking with unlimited Bill Payment, a full range of home mortgages, equity lines and loans, and can meet Rhode Islanders' investment needs through BankRI Investment Services.
Our 20 branches are conveniently located throughout Providence, Kent, Washington and Newport Counties. We have more than 50 ATMs across Rhode Island and are a member of the SUM Program, giving our customers surcharge free use of over 5,300 SUM ATMs throughout New England.