Here For You.

 
Here For Every Stage of Life.


At BankRI, we value our customer relationships and that's why we like to think of it more as a partnership. We work along side our customers every step and through every stage of their life's journey.  We have all the options you need to make that life journey a memorable one.

Click on your Life Stage
 below to Learn More 

 

Purchasing a Home

 

At BankRI, we understand that purchasing a new home can be overwhelming.  Get peace of mind with a Fixed Rate Mortgage from BankRI.  With our Fixed Rate mortgage you will FEEL AT HOME knowing your monthly principal and interest payments won’t change over the life of your loan - our fixed mortgage option just makes budgeting easier! There are a variety of terms to choose from and you can make additional payments directly toward the principal at any time, penalty free.  

Another borrowing option we offer is an Adjustable Rate Mortgage (ARM). An ARM will provide you with an initial lower monthly payment and a shorter term. With an ARM, the interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly.

Speak with a BankRI Mortgage Consultant today to see what loan product is best for you.

Click Here for Current Rates >

 


Building a Business

A strong business banking relationship should provide a full range of benefits and value. That's why we offer a vast array of Business Banking products and services specifically tailored for your business needs. 

Whether you're buying commercial real estate, starting your own business or expanding your businesswe have all the options for you.  Schedule an appointment with one of our Business Banking Professionals and start enjoying this life's stage. 

Already own a business?  View our Signature Business Banking products and services specializing in Premium Services for Businesses and their Owners. 

 

Saving for the Future

Saving for the future is a crucial step of your journey. BankRI has savings options designed specifically for

your financial goals.  


Savings & 
Money Market >

Certificate of Deposit >

       
Paying for a Life Event

When its time for them to leave home, let your home build their future with a Home Equity Line of Credit (HELOC). Put your home's equity to work for you at the time when you need it most.  Whether you're paying for college tuition, renovating your home, paying for a wedding or any unexpected out of pocket expense; feel comfort knowing our rate is one of the best  around town!


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 >


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Retirement

Retirement may just happen, but it takes planning, commitment, a vision for what you want and how to pursue it. Before retiring, you may be too busy earning income to manage and plan well for the future and once you retire, you may be uncertain as to when to access your retirement funds. That’s why we are here, to help you define, realize, and manage the retirement you want and deserve.