Online Banking


Home Equity Lines of Credit

The cash you need can be right at your fingertips. Bank Rhode Island home equity lines give you the flexibility to access the equity in your home when you need it, just by writing a check.  Lines are a great way to finance unexpected home repairs, college tuition and more.  Monthly payments are variable based on the amount you borrow.  And, interest paid may be tax deductible*.

Features include:

  • No application fee
  • No closing costs
  • Easy access with home equity credit line checks

Interested?  Call 1.866.422.6574 to learn about our competitive rates and more, or click to apply online – you’ll get an answer in minutes.


Consult your tax advisor. Variable APR of 3.99% (Prime Rate plus .74%) based on The Wall Street Journal "Prime Rate" ("Prime") published on the last business day of the month (3.25% as of 03/01/2014), with a line amount of $100,000 or more and auto debit from a Premium Checking or Custom Checking account. APR will not exceed 21% in Rhode Island or 18% in Massachusetts. $50 annual fee applies and hazard insurance is required. An Early Closure fee of $250 will apply if this line is closed within 1 year of the Opening Date.  A trust review fee may apply. Rate may vary depending on line size, borrower credit worthiness and other factors. Please call for current information.