1 Click Here for our Online Access Checking disclosure.
2 The Promotional Annual Percentage Yield (APY) is guaranteed for 6 months (or 183 days) from account opening. This offer is available for new Personal Savings accounts. The required minimum opening balance to receive the promotional APY is $10,000 and not currently on deposit at Bank Rhode Island. The minimum balance to earn interest is $1.00. A $5,000 average monthly balance is required to waive the monthly service charge of $10.00.  Fees could reduce earnings. After the promotional period, the account will revert to the standard variable APY for Savings accounts.  The availability of this offer is subject to change at any time. For more information speak with a BankRI Representative.

3 15 Month CD - This offer is available for personal customers. To receive the promotional 2.75% APY (Annual Percentage Yield), the minimum balance required to open the 15 Month CD Promo account is $10,000 or more with funds not currently on deposit with BankRI.  This offer does not include Individual Retirement Account (IRA) products.  After the account is opened or renewed, you may not make deposits into or withdrawals of principal from your account until the maturity date.  If you withdraw any principal before the maturity date, a penalty will be charged to your account. The penalty will be equal to 180 days interest.  The penalty will be calculated using the interest rate in effect on the date your account was opened or renewed. You must pay the full penalty regardless of the length of time the principal amount withdrawn has been on deposit.  This may result in a reduction of principal. We will waive the penalty under certain circumstances, such as the death or incompetence of an account holder. Fees could reduce earnings.  FDIC insured. Limited time offer, rate and product are subject to change without notice.   Refer to the Certificate of Deposit Disclosure on the BankRI website for additional terms.

4 60 Month CD - This offer is available for personal customers. To receive the promotional 3.50% APY (Annual Percentage Yield), the minimum balance required to open the 5 Year CD Promo account is $10,000 or more with funds not currently on deposit with BankRI.  This offer does not include Individual Retirement Account (IRA) products.  After the account is opened or renewed, you may not make deposits into or withdrawals of principal from your account until the maturity date.  If you withdraw any principal before the maturity date, a penalty will be charged to your account. The penalty will be equal to 180 days interest.  The penalty will be calculated using the interest rate in effect on the date your account was opened or renewed. You must pay the full penalty regardless of the length of time the principal amount withdrawn has been on deposit.  This may result in a reduction of principal. We will waive the penalty under certain circumstances, such as the death or incompetence of an account holder. Fees could reduce earnings.  FDIC insured. Limited time offer, rate and product are subject to change without notice.   Refer to the Certificate of Deposit Disclosure on the BankRI website for additional terms.